My notes for this property


Add listing to my favorites (required)
Active
$184,900
/mo Edit
Condo/Townhome:  Twin Home
2 br • 1 ba • Built 1989
1,000 sqft • 0.14 acres
MLS# 7008190
Open House
         10a - 12p
My rating:
Request a Showing  
Agent
Ask the Agent

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Affordable homeownership under $200K in Brainerd Lakes Area and there’s truly nothing else like it at this price point. Why rent when you can own AND have lake access included? Perfectly positioned between Baxter and Nisswa, this 2-bedroom home offers unbeatable convenience paired with a lifestyle that’s hard to find at this price. Enjoy open-concept living, a 3-season porch, and easy main-level functionality, plus shared access to Hartley Lake just steps away. The HOA takes it a step further with access to a pontoon, tennis courts, and maintained common areas, making this a rare opportunity to enjoy lake life without the typical cost or upkeep. It’s truly the best of both worlds. Recent updates include new flooring throughout the home, a newly installed mini split system (Fall 2025), a kitchen sink water purifier, and a new main garage door, giving first-time buyers peace of mind and move-in-ready comfort.

    Listing

    Contingency: None
    Price per sq ft: $185
    City: Brainerd
    County: Crow Wing
    State: MN
    Property Style: Twin Home
    Zip Code: 56401
    Subdivision Name: Mcfarland Shores

    Interior

    Living Area: 1,000 ft2
    Common Wall: Yes
    Appliances Included:
    • Dryer
    • Range
    • Refrigerator
    • Washer
    Basement Details: Crawl Space

    Exterior

    Stories: One
    Garage Spaces: 1
    Garage Dimensions: 14x20
    Garage Size: 280 ft2
    Air Conditioning: Ductless Mini-Split
    Foundation Size: 1,000 ft2
    Handicap Accessible: No Stairs Internal
    Heating System: Dual Fuel/Off Peak
    Parking Features: Attached Garage
    Shared Amenities:
    • Dock
    • Tennis Courts
    Unit Amenities:
    • Ceiling Fan(s)
    • Kitchen Window
    • Natural Woodwork
    • Walk-In Closet
    • Washer/Dryer Hookup
    Road Frontage:
    • Paved Streets
    • Private Road
    Roof Details: Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: None
    Bathroom Details: Main Floor Full Bath
    Dining/Kitchen: Living/Dining Room
    Laundry: Main Level

    Lake & Waterfront

    Waterfront View: Lake
    Elev Highpt to WF feet: 0-4
    Waterfront: Lake View
    Lake Bottom: Soft

    Lot & Land

    Acres: 0.14
    Geolocation: 46.42181, -94.305719
    Lot Dimensions: 60 x 100
    Zoning: Residential-Single Family

    Schools

    School District: 896
    District Phone: 2184546900

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $890
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $890
    Association Fee Required: Yes
    Association Fee: $796
    Association Fee Frequency: Annually
    Association Fee Includes:
    • Beach Access
    • Dock
    • Lawn Care
    • Snow Removal
    Association Company: McFarland Shores Home Owners Association
    Association Company Number: 7012135811

    Miscellaneous

    Fuel System: Electric
    Sewer System: Shared Septic
    Water System:
    • Shared System
    • Well

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

    Apply Online     Contact Eric     Subscribe to My Newsletter    

    Listing provided by RMLS, courtesy of Woods to Water Real Estate.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.